Add an expense
Tell SplitBot what was paid and who was involved.
"Hotel ₦120k. Split 5 ways."
AI-powered expense resolution
Split the bill.
Settle the debt.
Move on.
Group expenses without the group-chat chaos. SplitBot keeps track of what everyone owes and helps turn messy IOUs into simple settlements.
No new app to install. SplitBot lives inside your group chat.
Payment received
₦24,000 settled
3 payments instead of 7
Weekend Trip 🏖
5 members · SplitBot active
Today
T
Tobi
Hotel — ₦120,000
Split 5 ways
SplitBot
Got it. That's ₦24,000 per person. I'll track who's paid and settle the group.
Share of ₦120,000
2 of 5 paid
- S Sarah ✓ Paid
- D David ✓ Paid
- B Bolanle ₦24,000
- E Emeka ₦24,000
From "who owes what?" to "settled."
SplitBot removes the confusion from shared expenses and IOUs. It turns a messy group conversation into a clear list of obligations and simple settlements.
₦120,000
Group expense
5 people
Involved
₦24,000
Everyone's share
2 paid
3 outstanding
Simple by design
How SplitBot works
Split automatically
SplitBot calculates each person's share and keeps track of outstanding balances.
₦120,000 ÷ 5 = ₦24,000 each
Settle
Users can settle their balance through a simple payment flow.
₦24,000 owed
✓ Settled
Not just a calculator
Don't just split. Resolve.
Instead of making everyone send money to everyone else, SplitBot simplifies the group's balances into fewer payments.
Before
7
outstanding obligations
Everyone pays every debt. Lots of back-and-forth.
After SplitBot
3
optimized payments
SplitBot nets the balances and settles the whole group.
To
Tobi
Ad
₦24,000
Sa
Sarah
Ch
₦18,000
Em
Emeka
Ad
₦9,500
Real life, not features
Made for the expenses you already have.
Dinner with friends
One person pays. Everyone settles their share.
Roommates
Track rent, utilities, groceries and shared bills.
Group trips
Keep accommodation, transport and other expenses organized.
IOUs
Keep small debts from getting forgotten.
The payment layer
Money that actually moves.
Once a balance is ready to settle, SplitBot can help users move stablecoins through Celo for simple, direct settlement.
Fast settlement
Settle balances quickly instead of waiting for bank transfers.
Simple payment flow
No complicated process. A tap from the group chat does it.
Stablecoins
Money that stays stable in value, wherever you are.
Balance due ₦24,000 → Settle with stablecoin → ✓ Payment complete
Built on CeloSee it happen
One flow. From expense to settled.
Every obligation moves through the same simple lifecycle until the balance is clear.
Settlement flow
Live- 1 Expense added ₦120,000 hotel
- 2 Split calculated ₦24,000 per person
- 3 Payment requested Sent on Celo
- 4 Payment settled Balance clear
Group balance
₦120,000
added · split 5 ways
Stop chasing people for money.
Let SplitBot handle the math. You just settle.
Get startedWorks in WhatsApp & Telegram groups